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CSA Travel Protection
Even the best plans can be impacted by the unexpected. Illness... medical emergencies... delayed flights... lost luggage. Troubles can occur when you least anticipate them. If you decide to purchase travel insurance, you have the option of using our preferred partner, CSA Travel Protection. CSA's plans safeguard you before, during and after your trip with important insurance coverage, 24-hour emergency assistance services, identity theft protection and concierge services. It's the best way to protect your hard-earned vacation investment and provide the comfort and security you need to enjoy your trip.
FREQUENTLY ASKED QUESTIONS
Although you probably don't want to think about it, travel involves some unique risks. To be sure you're prepared, ask yourself the following questions:
Could I miss my trip and lose my vacation investment too? Unfortunately, the answer is yes. If you have to cancel or postpone that dream vacation, you will probably lose some or all of the money you have pre-paid. You may be able to reschedule the vacation, but will you have the money to pay for it?
Could it cost me extra money if I'm forced to come home early? You bet. There are usually additional costs involved when you unexpectedly have to return home, plus you won't get any money back for the missed portion of your trip.
Should I be concerned about medical insurance when I'm away from home? Definitely. Your medical coverage may be limited away from home, or you may not be covered at all, especially when traveling outside of the country. It's wise to check on this before you travel. Also, how will you find adequate medical facilities when you're traveling? What if you require costly emergency medical evacuation?
Would I benefit from expert help available when I need it? Yes, you probably would. When you're away from home, anything can happen. From a simple case of lost luggage to major medical emergencies, having someone there whenever and wherever you need them can make a huge difference during times of distress.
Benefits and services are described on a general basis. For complete details on policy exclusions and benefits, contact your Vacations To Go cruise counselor or CSA for a sample certificate/policy.
Some of the Covered Reasons for Trip Cancellation and Trip Interruption Include:
Coverages & Services:
The table below provides a side-by-side comparison of the coverage and benefit limits of the CSA Comfort and CSA Luxe plans.
Note: Maximum limits listed above are per person, unless otherwise noted. Insurance coverage provided to all travelers listed on the policy, who must be residents of the United States or purchase this insurance within the United States .
Travel Insurance Is Underwritten By: Stonebridge Casualty Insurance Company, Columbus , Ohio ; NAIC # 10952 (all states except as otherwise noted) under Policy/Certificate Form series TAHC5000, TAHC6000 and TAHC7000. In CA, CT, HI, NE, NH, PA, TN and TX Policy/Certificate Form series TAHC5100 and TAHC5200. In IL, IN, KS, LA, OR, OH, VT, WA and WY Policy. This plan is administered by CSA Travel Protection and Insurance Services. To obtain CSA 's license number in your state please click here.
Both the CSA Comfort and CSA Luxe plans also come with identity theft protection, 24-hour emergency assistance services and concierge services described below.
Identity Theft Protection
Provides fast and responsive recovery support and coverage to restore your credit profile if you are a victim of identity theft. Services apply for six months beginning on your trip departure date.
* Identity Theft resolution services do not provide assistance for non-U.S. bank accounts.
24-Hour Emergency Assistance Services
All it takes is a free phone call from anywhere in the world for immediate aid 24/7:
Provides assistance with arranging sporting, amusement park and entertainment ticketing, fine dining reservations, golf tee times and special events.
10-Day Free Look
Cost Per Person
Note: There is a $6 administration fee per policy. For Trips over $10,000 per person or longer than 31 days, please call your Vacations To Go travel counselor.
Pre-Existing Medical Conditions
Please be advised that these plans exclude losses caused by or resulting from pre-existing conditions, unless the requirements of the waiver are met.
PRE-EXISTING CONDITION means an illness, disease, or other condition during the 180-day period immediately prior to your effective date for which you or your Traveling Companion or Family Member is scheduled or booked to travel with you:
Item 2 of this definition does not apply to a condition which is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled with any adjustment or change in the required prescription throughout the 180-day period before coverage is effective under this Policy.
Pre-Existing Medical Condition Exclusion Waiver
Exclusions That Apply To All Coverages
GENERAL PLAN EXCLUSIONS
The following exclusion applies to the Accidental Death and Dismemberment coverage:
The following exclusion applies to the Emergency Assistance, Trip Cancellation, Trip Interruption, and Travel
The following exclusion applies to all coverages:
3. We will not pay for any loss under the plan, caused by, or resulting from:
You will receive a Certificate of Insurance (or Policy for residents of certain states) which describes the benefits and limitations in detail. If you do not receive your documents before you leave on your trip, call your Vacations To Go cruise counselor.
This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms and conditions listed in this summary are subject to change without notice and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.
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