Valuable Insurance Protection is conveniently available with all MSC Cruise packages. Premium rates from $60 per person (premium cost is 7% of cruise cost).

THIS IS A BRIEF DESCRIPTION OF THE POLICY. FOR FURTHER INFORMATION, ASK FOR THE TRAVEL INSURANCE CERTIFICATE WHICH FULLY DETAILS THE COVERAGES, PROVISIONS, LIMITATIONS AND EXCLUSIONS OF THE INSURANCE OFFERED AND IS AVAILABLE TO YOU, UPON REQUEST, AT ANY TIME PRIOR TO YOUR PURCHASE OF THE POLICY.

This policy does not cover a loss that results from an illness, disease or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance which occurs at a time when the policy is not in force for you.

Certain exclusions and limitations apply and are detailed in the Travel Insurance Certificate which will be included with your travel documents and is also available to you, upon request, at any time prior to your purchase of the policy. For example, coverage does not apply to: any sickness or condition that existed 60 days prior to the effective date of the coverages (this exclusion is waived if your premium is received within 7 days of your initial deposit of your cruise and you are not disabled from travel at the time you pay your premium), suicide, normal pregnancy, war or any act or war, mental or nervous disorders. Other Covered Events, as defined, includes the following events or their consequences: air carrier delay due to strike, cancellation of arrangements by an airline, cruise line or tour operator due to strike of bad weather; a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas. A Traveling Companion is defined as a person booked to share accommodations in the same room or cabin with you during your trip. Sickness or Injury must require care of a Physician and must commence while insurance is in force for you. This policy is underwritten by Monumental General Casualty Company, Baltimore, MD (all states except as otherwise noted) Stonebridge Casualty Insurance Company, Columbus, OH (AL, AK, AZ, CO, DE, FL, FA, ID, IA, ME, MI, MO, MN, NH, NJ, NM, NY, NC, ND, PA, SC, TN, UT, VT, WV, and WI). This policy is offered and administered by: Trip Mate Insurance Agency, Inc., 9225 Ward Parkway, Kansas City, MO 64114 (800) 888-7292.

This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.

If you book a MSC cruise, you can purchase insurance from MSC Cruises (Valuable Insurance Protection) or from the independent insurance provider, CSA. Click here to see details of the CSA Vacation Guarantee.