Trip Cancellation & Interruption Protection: Provides coverage for non-refundable cancellation or interruption charges for losses caused by a covered medical condition of either the insured guest, an immediate family member or a travel companion. The plan will reimburse up to the total cost of the cruise.

$500 Travel Delay: Covers additional accommodation and out-of-pocket travel expenses incurred as a result of a covered delay of more than 12 hours.

$1,500 Baggage Protection: Reimburses if a guest's baggage is stolen, lost or damaged during their vacation, up to $1,500. If bags are delayed for 24 hours or more, the plan reimburses up to $500 for the purchase of necessary personal effects.

$10,000 Medical Protection: Provides reimbursement of medical expenses incurred as a result of a covered accident or sickness during the cruise.

$25,000 Emergency Evacuation: Provides arranged and prepaid emergency medical transportation services to the nearest qualified medical facility in the event of a guest's medical emergency.

Worldwide Assistance Services: Wherever you may be in the world, this service provides emergency assistance for a wide variety of circumstances, including making cash transfers; medical consulting and monitoring; assistance with lost documents; legal, dental and medical referrals to physicians or hospitals; and emergency medical payment assistance overseas, to name a few. All services are provided by AIG Assist.

How to Enroll in the Program: It is really very simple and convenient. The cost of the program will be automatically included in your final invoice. Payment for this program cannot be accepted after final trip payment or commencement of the penalty period.

To purchase the Oceania Cruises Travel Protection Program, all you need to do is pay for the plan cost with your final payment. The Trip Cancellation provisions take effect upon receipt of payment. All other provisions take effect upon the departure date.

Important: This is only a brief description of the plan. The travel protection benefits and services described above were arranged with National Union Fire Insurance Company of Pittsburgh, PA. This program is only valid if the appropriate plan cost has been paid to Oceania Cruises.

For complete details of the terms, conditions and exclusions for the coverage provided, please refer to the Description of Coverage which you will receive with your travel documents or by calling BerkelyCare, the Plan Administrator, at (800) 457-7709.

This policy provides limited health insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. This insurance is underwritten by National Fire Insurance Company of Pittsburgh, PA, and is provided in excess of all other valid and collectible insurance or indemnity, and shall apply only after such benefits have been paid.

This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.

If you book an Oceania cruise, you can purchase insurance from Oceania (Travel Protection Program) or from the independent insurance provider, CSA. Click here to see details of the CSA Vacation Guarantee.