Sometimes it happens - an emergency at home or a sickness causes people to cancel their vacation or interrupt their trip. We hope this doesn’t happen to you, but if it does, what about the financial costs involved? And what about losing your personal belongings or becoming ill while on your trip? Protect your investment with the two part “Cruise West Complete” Travel Protection Plan.

Part 1.  A Travel Insurance Plan offered by Trip Mate Insurance Agency, Inc. that covers you even if you must cancel or interrupt your trip due to a pre-existing medical condition—if you purchase the insurance no later than 7 days after your initial deposit/payment for your cruise and are not disabled from travel at the time of your plan payment. Outlined below are the major benefits of the plan. A “Description of coverage” brochure which provides complete details of the plan, including conditions, exclusions and limitations will be included with your travel documents and is also available to you upon request, at any time prior to your purchase of the plan.

Part 2.  The Cruise West Pre-Departure Cancellation Waiver allows you to cancel or change your cruise arrangements up to 72 hours before your scheduled cruise departure for ANY REASON NOT COVERED BY the travel insurance plan provisions. When a cancellation is made during a penalty period, your cancellation penalty will be refunded in Cruise West Travel Certificates, with the balance of the refund made either in cash or credit card credit.

Please Note: The Cruise West Pre-Departure Cancellation Waiver does not cover penalties associated with air arrangements not provided by Cruise West or cancellations made in the 72 hour period before your scheduled cruise departure. Cruise West Travel Certificates are non-transferable, non-refundable, valid for one year and may not be redeemed for cash.

Travel Insurance Plan Summary

Conditions and Limitations: Certain Exclusions and limitations apply and are detailed in the Description of Coverage Brochure. Please ask your Vacations To Go cruise counselor for details. For example, coverage does not apply to; any sickness or condition that existed during the 60 days prior to the effective date of the coverages (this exclusion will be waived if your plan payment is received within 7 days of your initial deposit/payment for your cruise and you are not already disabled from travel at the time your plan payment is received), suicide, normal pregnancy, war or any act of war, mental or nervous disorders. Other Covered Events, as defined, includes the following events or their consequences: cancellation of arrangements by an airline due to strike or bad weather; a documented traffic accident while en route to departure; jury duty; destruction of your residence by a natural disaster; or a documented theft of passports or visas. A Traveling Companion is defined as a person booked to share accommodations in the same cabin with you during your cruise. Sickness or Injury must require care by a physician and must commence while insurance is in force for you. This policy does not cover loss that results from an illness, disease, or other condition (of you, an Immediate Family Member, Traveling Companion or Business Partner), event or circumstance which occurs when this policy is not in force for you. The insurance administrator is Trip Mate Insurance Agency, Inc., 9225 Ward Parkway, 2^nd Floor, Kansas City, MO 64114.

This is not a complete description of all benefits and limitations. For full terms and conditions of coverage, ask your Vacations To Go cruise counselor. Prices, terms and conditions listed in this summary are subject to change without notice and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking.

If you book a cruise with Cruise West, you can purchase insurance from Cruise West (Cruise West Complete) or from the independent insurance provider, CSA. Click here to see details of the CSA Vacation Guarantee.