Because a cruise is a significant investment, most cruise lines offer some form of insurance to protect their passengers from financial loss in the event of an emergency. Details and prices vary from cruise line to cruise line, as do coverage limits and exclusions.

If you decide to purchase insurance, you will have two options, to go with the cruise line's plan or to use our independent insurance provider, CSA. Use the summaries below to compare policies and prices.

Insurance Coverage and availability may not apply to people living outside the U.S. and Canada.

For more information or a complete copy of a policy, ask your Vacations To Go cruise counselor.